דרושים » כספים וכלכלה » Analyst, AML/CFT & OFAC Compliance, Monitoring & Oversight

We are At Cross River, we're building the financial infrastructure that powers global innovation. With our cutting-edge suite of embedded payments, cards, and lending solutions, we enable millions of businesses and consumers to transact seamlessly and securely. With 900+ employees worldwide and an R&D center of over 180 employees in Jerusalem - we’re reshaping how financial technology is developed and delivered.

The Role:
We're seeking a detail-oriented and analytical AML/CFT Scenario Design & Oversight Analyst to join our AML/CFT & OFAC Compliance team. In this role, you'll help protect the integrity of Cross River's financial ecosystem by designing, implementing, and evaluating monitoring scenarios, analyzing detection patterns, and optimizing AML/CFT detection frameworks. Your expertise in red flag typologies and data analytics will ensure our monitoring systems effectively identify suspicious activities while maintaining operational efficiency. This is an excellent opportunity for someone passionate about anti-money laundering analytics, compliance controls, and driving continuous improvement in a dynamic fintech environment.

Who You Are:

* An analytical thinker with deep understanding of AML/CFT red flag typologies and risk indicators
* Experienced in data analytics with strong statistical analysis and pattern recognition skills
* Methodical and detail-oriented, with expertise in scenario performance testing and tuning
* A strong communicator who can translate complex findings into actionable recommendations
* Self-motivated and able to manage multiple analytical projects in a fast-paced setting
* Knowledgeable about financial crime trends, with fraud detection experience preferred

What You’ll Actually Be Doing:

* Design, implement, and optimize AML/CFT detection scenarios based on risk assessments and typologies
* Conduct regular performance testing and tuning of monitoring scenarios to ensure effectiveness
* Analyze alert patterns, false positive rates, and detection effectiveness metrics
* Generate comprehensive statistical analyses and performance reports for monitoring programs
* Collaborate with stakeholders to refine detection parameters and improve risk coverage
* Validate and document scenario logic, thresholds, and expected outcomes
* Stay current with emerging financial crime trends, regulatory expectations, and industry best practices
* Assist with special analytical projects and model validation initiatives as required

Why You’ll Love Working Here:
You’ll be part of a purpose-driven compliance team that values rigor, integrity, and impact. At Cross River, we believe compliance is a strategic enabler - not just a requirement - and your contributions will directly shape how we serve millions of users while protecting the financial ecosystem. You’ll have the opportunity to work with smart, supportive peers who care deeply about collaboration, innovation, and responsible growth.

Next Step:
Hit Apply. Bring your compliance oversight abilities. We’ll bring the challenge – and the snacks.

Who We Are At Cross River, we're building the financial infrastructure that powers global innovation. With our cutting-edge suite of embedded payments, cards, and lending solutions, we enable millions of businesses and consumers to transact seamlessly and securely.?With 900+ employees worldwide and an R&D center of over 160 employees in Jerusalem - we’re reshaping how financial technology is developed and delivered. segmentation and optimization tools.

The Role:
As a Data Scientist you’ll play an essential role in driving data-informed decisions that strengthen our AML/CFT compliance and empower business leaders with actionable insights. By transforming complex data into clear, compelling analysis, this role enables quick understanding of results and supports strategic recommendations that directly influence compliance outcomes and operational success. You’ll collaborate with cross-functional partners to deliver a comprehensive view of risk, monitor the impact of implemented strategies, and make critical adjustments as needed. From designing and refining transaction monitoring scenarios to producing high-quality dashboards and reports, your work will guide ongoing optimization efforts.

Who You Are:

* Curious and analytical – You love digging into data, asking the right questions, and uncovering insights that others might miss.
* Clear communicator – You can explain complex findings in a way that’s easy to understand, whether it’s to compliance officers or business partners.
* Collaborative mindset – You enjoy working across teams and believe that the best solutions come from bringing different perspectives together.
* Mission-driven and detail-oriented – You care deeply about making a real-world impact and bringing focus and precision to everything you do.

What You’ll Actually Be Doing:

* Present data and analysis in a clear and concise manner allowing the audience to quickly understand the results and recommendations so they can make informed data-driven decisions.
* Collaborate with various partners to provide a holistic view of the analysis. Measure and monitor results of applied recommendations and present adjustments.
* Develop scenarios involving tuning, calibration, segmentation, and optimization.
* Provide routine and ad hoc reporting tied to AML/CFT compliance.
* Develop insightful and compelling summary reporting and dashboards for management and business line partners.
* Support the development of policies and procedures for AML transaction monitoring life cycle, including reviews of scenario validation, segmentation and optimization tools.

Why You’ll Love Working Here:

* Flexible hybrid work model: three days a week at our Jerusalem office
* Monthly wellness reimbursement – from therapy to gel manicure, it's up to you
* Full Keren Hishtalmut, private health and dental insurance
* Volunteer days, donation matching, Yoga and Pilates
* A supportive, collaborative culture that puts our people first

Next Step:
Hit apply. You bring the talent; we’ll bring the challenge (and the snacks!)

The Fraud Analyst or Senior Chargeback Optimization Analyst will be responsible for overseeing and enhancing the company's chargeback management processes. This role is crucial in identifying inefficiencies related to chargebacks, card disputes, and fraud, and in driving data-driven decisions across the organization. The successful candidate will collaborate closely with multiple departments to ensure data accuracy, relevance, and effective utilization in risk-related activities. Our ultimate goal is to equip our clients with resilient safeguards against chargebacks, empowering them to safeguard their revenue and optimize their profitability. Join us on this thrilling mission to redefine the battle against fraud.

Your Arena:

1. Chargeback Management and Analysis
Review and Oversight:
Review chargeback analyses performed by junior analysts, providing additional insights and recommendations.
Oversee chargeback processes for strategic customers, including managing Proof of Concepts (POCs).
Collaborate with the offsite team of chargeback analysts to ensure consistency, best practices and quality in chargeback handling.
Compare organizational performance against industry standards to ensure competitiveness.
Participate in industry forums and networks to stay informed about best practices.
Quality Assurance:
Responsible for the QA done on cases. The operational methodology of what to be reviewed by others (e.g. decide what to sample).
Conduct quality assurance on case submissions to ensure accuracy and compliance with industry standards.
Review reports generated by analysts, ensuring clarity and precision.
Optimization of Templates and Evidence:
Suggest and implement optimization processes for chargeback response templates and evidence/automation creation to increase win rates.
Leverage smaller reports (e.g. CS reports) into broader view and provide insights to improve our solution.
Develop and update internal policies to maintain compliance with regulatory requirements.
Provide training to team members on compliance-related topics.
2. Customer Support and Collaboration:
Review and oversee customer success requests for information, leveraging deep domain knowledge to provide accurate and helpful insights.
Collaborate (and be a point of contact) with Sales, Marketing, Product, and Engineering teams to ensure they get domain related support.
3. Reporting and Documentation:
Establish and enforce documentation standards to ensure consistency and completeness.
Regularly review and update documentation to reflect current processes and regulations.

We are on a mission to build the infrastructure that propels access, inclusion, and the democratization of financial services.
While our company has tripled in size over the last three years, our strong sense of purpose led Cross River to be named to American Bankers list of Best Places to Work in Fintech for the last 6 years.
The reason for this success is simple our nimble and collaborative family culture lives in every member of our growing team.
Together we are at the forefront of technology and innovation, and we invite passionate, collaborative, and motivated high performers to join our expanding team.